Looking to get a OneVanilla gift card and wondering how it works? Maybe you don’t like carrying cash or simply don’t have a debit and/or visa card and need some alternatives.
When searching for gift cards it can get a little complicated especially with all the different options on the market. These days every retailer seems to have their own gift card available for purchase.
But perhaps you want something you can use store to store?
Have you come across the OneVanilla prepaid Visa cards and MyVanilla cards in-store and wondered what’s the difference?
Let’s cover all the aspects of the OneVanilla gift card and compare it to its cousin, the Reloadable MyVanilla Prepaid Card.
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What is a OneVanilla gift card?
Simply put, OneVanilla prepaid Visa card is a non-reloadable gift card that you can use for shopping, online purchases, paying for gas, and even eating out.
What’s more, unlike standard prepaid cards, after the initial fee at the time of purchase, this card has no fees. No monthly deductions or transaction fees.
Maybe you’re like me and hate unnecessarily sharing your private information or getting asked for a credit check? If so, that’s another perk to OneVanilla cards, they have no such requirements.
Where can I get a OneVanilla card?
A great point about OneVanilla gift cards is that they are readily available at a large variety of retail stores.
No need to go searching through your town, just grab one at your favorite grocery store, pharmacy, or convenience store.
How long does a OneVanilla card take to activate?
Technically the card is immediately activated by the store when the cashier completes the purchase.
In case you were planning to use your card right away, it’s good to keep in mind that some retailers like to place a 24-hour hold on the funds from the time of the purchase.
Available Onevanilla card denominations
The OneVanilla cards are considered variable load cards, meaning you can decide to load any amount between $20 to $500.
You can also find some $50 and $100 cards at certain retailers.
How do I check the balance on a OneVanilla gift card?
Performing a OneVanilla balance check is super simple, just head over to OneVanilla.com and right there on their homepage is the Sign in box.
You just need to enter your card’s information to access your account and check your card’s balance.
Can I use my OneVanilla card online?
Yes, you can use your OneVanilla card to shop online (Nationwide and the District of Columbia) with any retailer that accepts Visa debit cards, Discover cards, or Debit Mastercards.
If your online or telephone purchase requires an address, simply use your own mailing address.
As there is no link between you and your card, this allows the merchant to reach out to you should the need arise.
Can you transfer money to a OneVanilla card?
You cannot transfer money to a OneVanilla card.
The card is not reloadable so the initial purchased amount is the highest dollar value your card will ever have.
By the same token, you also cannot consolidate funds or remaining balances from multiple OneVanilla cards.
Tip: Gift cards are a great way to cover the costs of reoccurring monthly purchases. I like to use my gift cards to purchase my pup’s monthly canned specialty foods.
How do I get money off my OneVanilla card?
A OneVanilla card does not provide ATM access nor cashback options so you can’t withdraw money that way as you would with a prepaid card.
While there used to be some workarounds for PayPal and a couple of other services, most reviews now state it’s no longer possible.
The registration of the card with Paypal worked for some but failed when they attempted to make their purchase.
What’s the difference between a MyVanilla Prepaid Card and a OneVanilla Gift Card?
While the cards are both from the same Vanilla family, they do have some significant differences.
Before making a selection, compare the points in the table below and see which options make for the best fit for your needs.
|Card features||Gift Cards||Prepaid Cards|
|Set recurring payments||No||Yes|
|No personal information required||No||Yes|
|Cash liability protection (limited)||No||Yes|
|Text alert options||No||Yes|
Is the OneVanilla gift card the best choice for you?
If you need a one-time loadable card to use for certain purchases that won’t be subject to unnecessary monthly fees, then the OneVanilla card could be the perfect fit.
Easy to purchase and use, it makes managing your budget an easy task.
For more information, you can view this video made by OneVanilla.
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About the author
Clara is the founder of Blue World Dreams, an entrepreneur & budget-savvy personal finance expert. She’s invested in helping others attain financial freedom using her knowledge from running a successful seven-figure corporation and building an extensive and diverse investment portfolio. Find out more.