Golden 1 Routing Number (2022 List)


Image of a bank in a city with the words "Find Your Golden 1 Routing Number" above the building.

Do you have an account with Golden 1 Credit Union and need to put through some new transactions?

Whether sending money to a loved one, setting up direct deposit, or simply ordering checks, you will need your Golden 1 routing number.

Our quick guide table has all the Golden 1 RTN’s you will need.

What is My Golden 1 Routing Number?

Golden 1 Credit Union advises all customers (see exceptions below) to use the same routing number for wire transfers and direct deposits.

Now, if you do business with one of the four California state branches listed in the table below, you will want to use your branch-specific routing number.

Golden 1 Credit Union BranchRouting Number
Golden 1 Credit Union Routing Number
(applicable for most branches)
321175261
8379 Church St., Gilroy, CA Branch321178022
1273 N. Davis Rd., Salinas, CA Branch321175753
2298 Lombard St., San Francisco, CA Branch321076289
1328 W. Hillsdale Blvd., San Mateo, CA Branch321076289

Wire Routing Number for Golden 1

Wire transfers are a safe and easy way to transfer money electronically. Transfers are typically processed rapidly, taking one to two business days to complete.

For Golden 1 Credit Union wire transfers inside the US, the required routing number is 321175261.

You will need the receiver’s financial institution name, the bank’s complete address, and its ABA routing number.

As for the beneficiary of the funds, you will also need to provide your bank with the following information;

  • Receiver’s full name and address (as per their bank account)
  • Their account number
  • The purpose of the wire

Golden 1 Routing Number For ACH Transfers

The ACH routing number will need to be supplied to send an ACH transfer to a Golden 1 account.

When sending a domestic ACH transfer, the ACH routing number 321175261 will need to be used.

There are multiple types of ACH transfers you can receive; some common ones are;

  • Payroll
  • Government benefits
  • Retirement benefits
  • Tax refunds

Golden 1 SWIFT Code

If you plan to receive an international wire transfer, you will need to provide the sender with certain information.

You can provide the sender with this form; just fill in your account information.

Generally, you would expect to provide your bank’s SWIFT code and IBAN. However, since Golden 1 credit union is not part of the SWIFT network, it does not have an IBAN.

Instead, the sender’s bank would need to send the funds to the following address;

You can expect to receive your funds within a maximum of 15 days.

What is a Routing Number?

In the United States, a routing number is 9 digits long and identifies your financial institution.

Routing numbers can also be referred to as an ABA routing number or RTN.

While many banks will use a different routing number per state or territory, some do things differently.

In the case of Golden 1 where all their branches are located within California, they have a primary routing number but have allocated four more routing numbers for specific branches.

What Do Banks Use Routing Numbers For?

While routing numbers are most commonly known as bank identifiers, they remain an integral part of many banking transactions.

Banks will use your routing number to complete essential tasks such as;

  • Ordering checks
  • Setting up a direct deposit
  • Making a ACH transfer
  • Domestic or International wires

How to Locate Your Golden 1 Routing Number

Find your checkbook

Besides our handy table above, if you ever need to locate your routing number in a pinch, you can simply refer to your checkbook.

Your Golden 1 Credit Union routing number will be the nine digits on the bottom left of each check (as seen below).

A  blank check with an arrow that points to where the Golden 1 routing number is located.

Federal Reserve

You can always search for our routing number on the Federal Reserve’s website.

Contact Golden 1 Credit Union

And remember that Golden 1 can be reached for any questions you have related to your account or banking needs.

Primary Contact Center: 1-877-465-3361 or just remember 1-877-Golden-1

Their business hours are the following;

Monday through Friday from 7:30 a.m. to 6:00 p.m. Pacific Time

Saturday and Sunday from 9:00 a.m. to 5:00 p.m. Pacific Time

For international calls, this secondary backup number can be used, although charges may apply, +1-916-732-2900.

Final Thoughts

Whether you have a new job that requires setting up payroll deposits or you just need to order a new checkbook, your Golden 1 routing number will be required.

Luckily you only have one routing number to remember but just in case you need to locate it quickly, you can review an old checkbook at the bottom left corner for your nine-digit Golden 1 routing number.

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Picture of Blue World Dreams Author - Clara Bakhshi

About the author

Clara is the founder of Blue World Dreams, an entrepreneur & budget-savvy personal finance expert. She’s invested in helping others attain financial freedom using her knowledge from running a successful seven-figure corporation and building an extensive and diverse investment portfolio. Find out more.

Golden 1 Routing Number (2022 List)


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